Our Purpose

Advancing customers and society

Our Priorities

People & Culture | Customers | Society & Sustainability

Our Strategic Moves – 4C’s

Capital & Resources

To optimise portfolio mix via reallocation of capital and resources and deliver on CIMB's purpose. Capital will be reallocated based on ROE of respective markets.

Cash

To focus on building a profitable CASA strategy.

Cross-sell

To deliver higher NOII ratio through cross-sell around Wholesale clients, Corporate and Wealth, as well as Commercial and Transaction-led Banking.

Capabilities

To build capability and transform operating model to be Simpler, Better, Faster – specifically on reimagining operating model, business process reengineering & digital automation, modernise core banking technology, and data & AI.

Our Targets

2027

Return on Equity

12 – 13 %

Cost to Income

> 45 %

Credit Cost

30 – 40 bps

CET1

14 – 15 %

2030

Return on Equity

Top Quartile Weighted average based on % of RWA

Cost to Income

Low 40s %

Credit Cost

40 – 50 bps

CASA

45 %

CET1

13 – 14 %

NPS

Top 3

I'm looking for

Forward30

Our Purpose

Advancing customers and society

Our Priorities

People & Culture | Customers | Society & Sustainability

Our Strategic Moves – 4C’s

Capital & Resources

Cash

Cross-sell

Capabilities

Our Targets

2027

2030

Forward30

Our Purpose

Advancing customers and society

Our Priorities

People & Culture | Customers | Society & Sustainability

Our Strategic Moves – 4C’s

Capital & Resources

Cash

Cross-sell

Capabilities

Our Targets

2027

2030

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