Credit Ratings

CIMB Group Holdings Berhad

	Rating	Long-term	Short-term	Outlook
RAM	Financial Institution Rating	AA1	P1	Stable
Moody's	Issuer Rating	Baa1	P-2	Stable
MARC	Financial Institution Rating	AA+	MARC-1	Stable

CIMB Investment Bank Berhad

	Rating	Long-term	Short-term	Outlook
RAM	Financial Institution Rating	AAA	P1	Stable
Moody's	Issuer Rating	A3	P-2	Stable

CIMB Bank Berhad

	Rating	Long-term	Short-term	Outlook
RAM	Financial Institution Rating	AAA	P1	Stable
MARC	Financial Institution Rating	AAA	MARC-1	Stable
Moody's	Foreign Currency Deposits Rating	A3	P-2	Stable
S&P	Issuer Credit Rating	A-	A-2	Stable

CIMB Islamic Bank Berhad

	Rating	Long-term	Short-term	Outlook
RAM	Financial Institution Rating	AAA	P1	Stable
MARC	Financial Institution Rating	AAA	MARC-1	Stable
Moody's	Foreign Currency Deposits Rating	A3	P-2	Stable

CIMB Thai Bank Public Company Limited

	Rating	Long-term	Short-term	Outlook
RAM	Financial Institution Rating	AA1	P1	Positive
Moody's	Foreign Currency Deposits Rating	Baa1	P-2	Stable
Fitch	National Long-term Rating	AA (tha)	F1+(tha)	Stable

PT Bank CIMB Niaga Tbk

	Rating	Long-term	Short-term	Outlook
Moody's	Foreign Currency Deposits Rating	Baa1	P-2	Stable