Forward30 Strategy

Forward30 Strategy

Reimagining banking through simpler, better and faster experiences across ASEAN.

Our Purpose

Advancing Customers and Society

We partner with our customers at every stage of their journey, turning ambition into progress. Across ASEAN, we move individuals, businesses, and communities forward with confidence, today and for the future.

The Strategy Behind Forward30

Reallocating capital toward driving growth and delivering sustainable financial performance. 

Simplifying how you and your businesses save, spend, and grow their money across ASEAN.

From everyday banking to growing your wealth or business, we bring together the right solutions across CIMB to meet your needs at every stage.

Making CIMB Simpler, Better and Faster to deliver a more seamless customer experience, stronger performance and a future-ready bank that adapts to your changing needs and market opportunities through four main focus areas.

Our Forward30 Targets

Forward30 will deliver sustainable financial performance.

  • NPS

    Top 3

  • CASA Ratio

    45%

  • NOII Ratio

    33% - 34%

  • Return on Equity

    Top Quartile

    among peers

  • Cost-to-income

    Low 40s%

  • Credit Cost

    40bps - 50bps

  • CET1

    13% - 14%

Our 2027 Interim Target

  • Return on Equity

    12% - 13%

  • Cost-to-income

    > 45%

  • Credit Cost

    30bps - 40bps

  • CET1

    14% - 15%

Our Latest Performance

Our Latest Performance

Access our latest financial statements and investor updates detailing a record performance across our regional franchise.