Fresh Graduate
The Complete Banker™
Developing the future of ASEAN finance.
Overview
Hone your leadership potential, build your professional network, and get involved in high-priority projects.
The Complete Banker™ is a two-year structured programme that provides participants with a holistic overview of and experience within the banking industry.
Armed with this, you will be able to chart the path of your professional growth with the goal of attaining your maximum potential. The strategic nature of this programme rewards those with diverse and innovative perspectives.
Our Programme
Kickstart your career with a comprehensive month-long intensive training designed to equip you with the skills and knowledge to excel in your banking career. Gain a solid foundation in essential areas such as Financial Modelling, Financial Statement Analysis, Valuation Analysis as well as Risk, and Credit Foundation.
Beyond building your technical competency, engage in insightful sharing from CIMB’s own industry leaders through our exclusive Leadership Lounges.
Over the next 24 months, you will embark on a transformative journey. Our dedicated career coaches will be your partners, guiding you toward your full potential and preparing you for a fulfilling career in CIMB.
Our structured rotations offers you the chance to explore the breadth of a banking value chain. You will gain hands-on experience in following key areas: retail banking, non-retail banking, data, digital, and design as well as governance and risk management. Tailored to your career aspirations, these rotations will equip you with a comprehensive understanding of universal banking and set you up for future success.
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Non-Retail Banking
Non-retail banking deals with complex financial transactions and strategic advisory services which caters to the financial needs of large corporations, institutions, and governments.
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Data/Digital/Design
Data/digital/design rotation will provide opportunities to work in various business enabler functions, where you'll contribute to driving innovation and enhancing operational efficiency within the Bank.
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Governance
Legal and Compliance, Internal Audit and Risk within the Bank plays a crucial role in ensuring ethical, legal, and regulatory compliance.
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Regional
Work on high impact projects and build a comprehensive understanding of the regional banking landscape across CIMB's key markets within the ASEAN region.
As part of our structured rotations, you will gain invaluable regional exposure across our key markets namely Cambodia, Indonesia, Philippines, Singapore, Thailand and Vietnam. Connect with talented colleagues from diverse cultures and expand your global network.
In the final four months of The Complete Banker™, prepare yourself for increased responsibilities and leadership roles. We will help position you for success in a position across our existing businesses.
Programme Type
- Commitment: Full-time
Eligibility
If you have recently graduated and possess a strong track record of academic excellence, we highly encourage you to apply. This programme puts you on the path to becoming one of the next generation of change-makers.
- Education: Undergraduate or Master’s degree graduates with less than a year of work experience at the time of application. Final-year students are also encouraged to apply.
- Academic Performance: A minimum CGPA of 3.25 or equivalent, WAM 75%, or Second Upper Class (whichever is higher).
Qualities We Expect
To be part of #teamCIMB, you will need to embody a growth mindset and possess these key qualities:
- Relentless learner: Continuously seeking knowledge, embracing challenges and adapting to change with enthusiasm.
- Nimble innovator: Thinking creatively, solving problems efficiently, and driving innovation in a fast-paced environment.
- Collaborative communicator: Building strong relationships, sharing ideas effectively and working seamless with diverse teams.
Recruitment Process And Intake Details
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STAGE 1
Application: Submit your application and respond to a few initial questions.
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STAGE 2
Online Games: Shortlisted candidates will be invited to participate in cognitive and problem-solving games.
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STAGE 3
Digital Interview: Shortlisted applicants will complete a video interview.
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STAGE 4
Prequalifying Assessment: Participate in group case study and individual interview.
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STAGE 5
Assessment Day: Participate in group case simulations and panel interview.
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STAGE 6
Senior Leadership Interview: Finalists will meet with a senior leader for the last interview round.
Application Schedule
We accept applications all year round. Plan your post-graduation celebrations accordingly to ensure you don’t miss out!
- Application Deadline
Applications for The Complete Banker™ Programme are now open.
- Application Process
In order to facilitate your application and submission of information, the link and website is provided by CIMB’s third party service provider, which are subject to a separate privacy policy and terms of use.
| Intake Application Cut-Off | ||
|---|---|---|
| April | October | |
| Application Cut-Off | 15 January | 15 July |
| Assessments & Interviews | February - March | August - September |
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Note:
Due to the high volume of applications, only shortlisted candidates will be notified within 3-4 weeks of their application. If you do not hear from us within this period, we encourage you to continue exploring other career opportunities.
Testimonials
Amanda Ong
Executive Officer, Group Commercial & Transaction Banking
"I launched my career at CIMB with holistic exposure across various business units and enabler functions. My insights were further enriched by a cross-border rotation in Jakarta, Indonesia, which offered hands-on experience at both the local and regional levels. More than just finance, I am able to contribute to positive societal impact through engagement in cultural, environmental volunteering initiatives, as well as involvement in the ASEAN Business and Investment Summit 2025, in conjunction with the 47th ASEAN Summit. This diverse journey cultivated through a comprehensive graduate program has equipped me with multifaceted skill sets for professional growth."