For Individuals

EcoSave Savings Account-i

EcoSave Savings Account-i is based on the Islamic concept of Tawarruq. Out of the total EcoSave portfolio, CIMB Islamic contributes 0.2% to green activities, such as conservation initiatives and education programmes that help protect the environment and sustain its natural resources for current and future generations. As the allocation grows, more green projects would be funded. By opening EcoSave, you are indirectly helping the environment.

Preferential Rates for New Hybrid Cars

Do you know that over 85% of transportation carbon emissions, comes from road transport? Be more fuel efficient and emit less greenhouse gasses with a hybrid vehicle. Drive home a new hybrid vehicle with a Fixed Rate of as low as 2.34 % p.a.

Preferential Rates for Green Buildings

Compared to other sectors, buildings in Malaysia emits the most carbon emissions at 41%. Enjoy preferential rates when you purchase a green residential property today with loans up to 35 years and interest rate as low as BR+0.50% p.a.

ESG Investment

The BIMB-Arabesque i Global Dividend Fund 1 is a Shariah and Environmental, Social and Governance principles (ESG)-based fund that also uses the latest robotic technology to generate a strong investment performance potential with optimal risk management. In order to increase the BIMB-Arabesque i Global Dividend Fund 1 subscription, BIMB Invest is collaborating with CIMB Group whereby customers can subscribe to the fund through all CIMB Bank and CIMB Islamic Bank branches in the country.

For Business

CIMB SME Renewable Energy Financing 

As part of CIMB’s RM15Bil SME allocation for 2019 to 2020, we have launched Renewable Energy Financing for SMEs in order to fulfil their financing needs to purchase solar PV system with Industrial Hire Purchase facility. This program will finance up to 100% of the solar PV system cost and the maximum facility amount is capped at RM1Mil. SMEs need to obtain the Net Energy Metering (NEM) approval from Sustainable Energy Development Authority (SEDA) and the property must be under CIMB property loan/financing, to be eligible for this solar financing program.

Sustainability (including Green and Social) Bonds and Sukuk

CIMB’s Regional Debt Capital Markets offers origination, structuring and execution of Sustainability Bonds and Sukuk in various currencies for the Group’s sovereign and corporate clients across the globe.

Green Financing and Sustainability-linked Loans

As part of our goal of creating positive impact, we offer green financing for eligible green assets and sustainability-linked loans that have interest rates that are linked to pre-agreed sustainability key performance indicators (KPI).