Tengku Dato’ Sri Zafrul Tengku Abdul Aziz
Group Chief Executive Officer/ Executive Director
Chief Executive Officer, CIMB Bank Berhad
Tengku Dato’ Sri Zafrul Tengku Abdul Aziz is the Group Chief Executive Officer/Executive Director of CIMB Group Holdings Berhad, a leading ASEAN universal bank and a world leader in Islamic finance with presence in 17 countries worldwide. He is also the Chief Executive Officer/Executive Director of CIMB Bank Berhad.
With over 19 years of experience in the financial services sector, specialising in Investment Banking, Tengku Zafrul’s last position was with Maybank Investment Bank Berhad and Maybank Kim Eng Holdings as Chief Executive Officer. He also held senior positions in Citigroup Malaysia, Kenanga Holdings Berhad and Avenue Securities (now known as ECM Libra). He also experienced being an entrepreneur by setting up Tune Money Sdn Bhd, Asia’s first “no-frills” online financial service provider. He started his career as a Corporate Finance Executive in AM Investment Bank and after that joined Credit Agricole as a Senior Investment Analyst, after which he became the Advisor to the President of Tenaga Nasional Bhd.
Outside of CIMB, Tengku Zafrul is an advocate of Malaysia’s socioeconomic development and currently heads the Kuala Lumpur Business Club. He is on the boards of the Malaysian Investment Development Authority (MIDA) and Perbadanan PR1MA Malaysia. In addition, he is a member of the Secondary Market Advisory Group of Securities Commission. Tengku Zafrul is also actively involved in developing the youth of the nation – He is on the Advisory Board of the Faculty of Business and Accounting of University Malaya, as well as Young Corporate Malaysians. Tengku Zafrul was also appointed by the Ministry of Education of Malaysia as an Adjunct Professor at University Sains Islam Malaysia under the CEO Faculty Programme. He is also the Chairman of Enactus Malaysia Foundation, an international non-profit organisation aimed at grooming university students into future leaders.
Tengku Zafrul graduated from the University of Bristol, United Kingdom with a Bachelor of Science (Hons) Economics and Accounting and obtained a Master of Arts (MA) in Finance and Management from the University of Exeter, United Kingdom. He also holds a fellowship with the Asian Institute of Chartered Bankers.
Dato' Kong Sooi Lin
CEO, CIMB Investment Bank Berhad
Dato’ Kong was appointed as Chief Executive Officer of CIMB Investment Bank on 1 March 2016. Previously, she was Deputy CEO of CIMB IB since September 2011 and is the Group Head of Investment Banking Division. She also holds other offices within the Group such as being a member of the Group Management Committee, the Group Wholesale Bank Committee and the Investment Bank’s Business Review Group Committee. Dato’ Kong was appointed as Chairperson of CIMB Private Limited Sri Lanka in January 2012. She also serves as a Commissioner on the Board of Commissioners of CIMB Securities Indonesia.
Being responsible for CIMBGH Group-wide corporate client coverage for Asia Pacific, Dato’ Kong oversees the management and integration of client relationships to strategic marketing and building of the bank’s brand value and market share.
Backed by 27 years of investment banking experience, Dato’ Kong has extensive equity and debt transaction expertise, having advised on numerous highly profiled and industry-shaping corporate exercises in Malaysia and Asia Pacific.
Dato’ Kong joined CIMB IB in 1994 from Bumiputra Merchant Bankers Berhad where she was actively involved in debt capital market, project financing and corporate banking transactions. She began her career at Ernst and Young and Arthur Andersen.
Dato’ Kong is 55 years old and graduated with an honours degree in Commerce from the University of New South Wales, Australia.
CEO, Group Islamic Banking/
CEO, CIMB Islamic Bank
Rafe became the Chief Executive Officer of CIMB Islamic Bank Berhad on 4th January 2016 and is in charge of the CIMB Group's Islamic banking and finance franchise. CIMB Islamic operates as a parallel franchise to the Group’s conventional operations and covers Islamic wholesale banking, Islamic consumer banking, Islamic commercial banking and Islamic asset management and investment.
Rafe has 20 years of experience covering a range of businesses and functional roles gained from three global banks, an international asset management company and a legal firm, at various financial centers including London, Dubai and Kuala Lumpur.
He read Law at the International Islamic University Malaysia and also holds an LL.M degree from the Harvard Law School. He was admitted to the Malaysian Bar in 1995 and qualified for the New York State Bar in 1997.
Rafe first joined HSBC Investment Bank plc, London in 1999 and thereafter HSBC Financial Services Middle East, Dubai where he set up the global sukuk business in 2001. Subsequently, he became the Global Head of Islamic Finance business at ABN AMRO Dubai in 2004 covering both consumer and corporate businesses. In 2006, he moved back to Malaysia with Citigroup Asia as the Regional Head for Islamic banking, Asia Pacific. He later joined HSBC Amanah in 2010 as the CEO, Malaysia and Managing Director of Global Markets, ASP.
Tigor M. Siahaan
Tigor M. Siahaan is the President Director and Chief Executive Officer of PT Bank CIMB Niaga Tbk., and the Country Head of CIMB Indonesia.
He graduated from the University of Virginia, Charlottesville, United States, with a double major in Finance and Accounting. He is also an alumnus of the IMD BPSE program (Breakthrough Program for Senior Executives) in Lausanne, Switzerland.
Prior to joining CIMB Niaga, he spent 20 years in Citi, starting as a Management Associate in 1995. His last position was the Chief Country Officer of Citi Indonesia, a role he assumed from 2011. He was the first Indonesian to be appointed to the post. Previously, he held several key positions in Citi Indonesia, including Country Head for Institutional Clients Group, Head of Corporate & Investment Banking, and Country Risk Manager. In addition, he had also served as Vice President in Institutional Remedial Management Group in Citi Head Office in New York from 2000 to 2003.
Tigor M. Siahaan was awarded as ASEAN Rising Star from the US – ASEAN Business Council in 2010 and Asian Promising Young Banker from The Asian Banker in 2011.
Other than his professional career, Mr. Siahaan concurrently holds several positions such as a Supervisory Board Member of ASPI (Association of Payment Systems of Indonesia) from 2013, Member of the Board of Trustees of JIS (Jakarta International School) from 2014, National Board Member of PJI (Prestasi Junior Indonesia) from 2013, Mentor in Endeavor Indonesia from 2012, and Member of YPO (Young Presidents Organisation) Indonesia from 2008.
Kittiphun Anutarasoti is the President and Chief Executive Officer of CIMB Thai and the Country Head for Thailand.
Kittiphun has 24 years’ experience in Thai banking industry. Prior to joining CIMB Thai, he spent three years as Head of Wholesale Banking Group at Krungthai Bank where he successfully led the Bank's transformation of the wholesale banking platform.
He also served as Chairman of KTB Advisory, a corporate finance advisory arm of Krungthai Bank during his tenure at the bank. Kittiphun started his career at Bank of America, Bangkok, where he was a management trainee in 1993. After about six years with Bank of America, he joined HSBC as a senior banker covering Multinational Client.
He later spent about 10 years at JPMorgan Chase Bank in Thailand and held a number of key positions including Head of Corporate Banking Thailand, Country Credit Officer for Thailand and Vietnam and General Manager of Thailand Branch for JPMorgan Chase Bank in Thailand.
After a long career with leading international banks, he moved to Siam Commercial Bank, first as an EVP in Corporate Banking, and subsequently was entrusted to lead the Corporate Banking platform in the capacity of Head of Corporate Banking.
Kittiphun is 46 years old. He holds an MBA from Saint Louis University, USA, and a Bachelor's degree in Economics (First Class Honors and Gold Medalist) from Chulalongkorn University
Mak Lye Mun
CEO, Group Wholesale Banking
Mak Lye Mun is the Chief Executive Officer of CIMB Bank, Singapore and Country Head of CIMB Singapore. In addition to these roles, he is also the Chief Executive Officer of Group Wholesale Banking
Lye Mun is also director of CIMB Securities (Singapore) Pte. Ltd. and holds non-executive directorships in Boardroom Limited and Tat Hong Holdings Ltd. He joined CIMB following the acquisition of GK Goh Securities Pte. Ltd. in 2005, where he served as the Head of Corporate Finance.
Previously, Lye Mun was Head of Mergers & Acquisitions Advisory Department with the then Development Bank of Singapore (now DBS Bank Ltd). He held various senior positions in the corporate finance divisions of Vickers Ballas & Co. Pte. Ltd., Ernst & Young, Oversea-Chinese Banking Corporation Limited and Citicorp Investment Bank (Singapore) Limited.
CEO, Group Consumer Banking
Samir Gupta is the Chief Executive Officer of Group Consumer Banking. He has over 30 years’ experience in many different capacities in the banking industry including retail, wealth management, consumer finance, cards, risk, operations and audit. Samir has a track record of building consumer banking franchises in Asia, Africa and Middle East markets.
Samir has previously worked with Citibank and Barclays and joined CIMB Group as Consumer Banking Director of CIMB Niaga in 2010, where Samir had successfully grown and transformed the Indonesian Consumer Business. Samir moved to Kuala Lumpur in his current role in 2016.
Samir holds a Bachelor of Technology in Mechanical Engineering from the Indian Institute of Technology and a Master of Management Studies from the University of Bombay.
Yong Jiunn Run
CEO, Group Commercial Banking
As the Chief Executive Officer of Group Commercial and SME Banking Division, Jiunn Run oversees the Group’s banking activities for small and medium-sized corporates and is involved in the planning and execution of long-term strategies to grow the segment across ASEAN. He also serves as the Head of Commercial Banking, CIMB Singapore, where he played a critical role in the rapid expansion of the franchise.
Jiunn Run has accumulated a wealth of experience in corporate and commercial banking business over the last 25 years. He started his career in the front line and progressed to take on several key assignments and management responsibilities in his previous tenures with Maybank, BNP Paribas and Oversea-Chinese Banking Corporation. Prior to joining CIMB Bank, Jiunn Run served as the Business Head of the Enterprise Banking Division at OCBC Bank from 2004 to 2011.
Effendy Shahul Hamid
CEO, Group Asset Management & Investments
Effendy Shahul Hamid is the Chief Executive Officer of Group Asset Management & Investments.
Effendy oversees all of the Group’s asset management and investments business across both public and private markets. This includes the Group’s regional asset management business (CIMB-Principal), its private equity fund management business and the Group’s strategic investments portfolio in companies such as Touch ’n Go and Bank of Yingkou. Amongst others, he serves as Chairman of CIMB-Mapletree and CIMB-TCA, is a Director on the board of several CIMB-Principal companies, and also a Director of Touch ’n Go and the R.E.A.L. Education Group.
Most recently, Effendy was the Group’s Chief Marketing and Communications Officer where he managed the Group’s entire marketing and communications initiatives, and lead franchise-wide efforts to ensure a consistent and differentiated CIMB brand for all of the Group’s businesses across the region. Prior to that, he served as a Director in the Group’s Investment Banking Division, primarily focusing on corporate advisory and origination. The early years of Effendy’s career was spent in several international companies in a corporate development capacity, mostly involved in private equity, merger and acquisition activities across Asia Pacific and general business expansion initiatives.
Effendy is 43 years old and has spent most of his professional life in a regional capacity, working in Hong Kong, Singapore and Malaysia. On full scholarship, Effendy graduated with Honours in Electronic Engineering with Optoelectronics from University College London, and is also an alumni of the CIMB-INSEAD Leadership Programme.
Group Chief Financial Officer
Shahnaz Jammal is the Group Chief Financial Officer of Group. Shahnaz joined the Group in March 2009 and has worked in various capacities in the Group, including Group Risk Management, Corporate Client Solutions and CIMB Niaga, Indonesia. He was most recently the Deputy Group Chief Financial Officer and Head of Capital and Balance Sheet Management. He has over 17 years of banking experience, covering M&A Advisory, Risk Advisory, Trading and Risk Management. Prior to joining the Group, Shahnaz was with Goldman Sachs in London. He has also worked at Bankers Trust and Dresdner Kleinwort Wasserstein in London, as well as ABN AMRO Bank in Kuala Lumpur.
Shahnaz is 41 years old and holds Bachelor (Double First Class) and Master of Arts degrees in Economics from the University of Cambridge and an MPhil in Economics from the University of Oxford.
Dato' Hamidah Naziadin
Group Chief People Officer
Dato' Hamidah Naziadin is the Group Chief People Officer.
Dato' Hamidah holds regional responsibilities for Group Human Resource, which encompasses Organisation Design and Workforce Planning, Recruitment, Rewards & Performance Management, Talent Management & Culture Building, Learning & Development including the Commerce Leadership Institute, Employer Branding & Engagement, Industrial Relations and HR Services. The respective country HR heads also report to her functionally.
Dato' Hamidah has 29 years of experience in human resource in the financial industry, of which 25 years was with the Group. She transformed Human Resource from an administrative function into a strategic business partner and a key enabler for CIMB’s rapid growth and success. She works closely with business to develop effective people strategies for a high performing workforce.
Dato' Hamidah is 52 years old and holds a Bachelor of Laws degree from the University of Wolverhampton, United Kingdom.
David Richard Thomas
Group Chief Risk Officer
David Thomas is the Group Chief Risk Officer. He oversees the risk management function of CIMB Group, including Credit, Market, Operational, Shariah, Asset Liability Management risk, and Risk Analytics & Infrastructure.
The Group Risk Department is responsible for ensuring the consistent implementation of the Group’s risk management policies and frameworks, including operationalising the Risk Appetite Statement. The Division identifies, assesses, measures, controls and reports the material risks that may impact the Group’s business operations, profitability, capital and reputation.
Before joining the Group, David served as the Chief Risk Officer – Asia Pacific for the Royal Bank of Scotland (RBS). Prior to RBS, he served as the Chief Credit Officer – Asia Pacific for Bank of America. He has held various senior level risk positions based in Singapore, Hong Kong, Thailand and Taiwan throughout his 22-year tenure in Asia. Before moving to Asia, he was with Bank of America in Los Angeles, California as a sector banker, covering the Fortune 500 Aerospace & Defense sector. He serves on the Board of Commissioners of CIMB Niaga.
Mohamed Adam Wee Abdullah
Group Chief Marketing Officer
Mohamed Adam Wee Abdullah is CIMB’s Group Chief Marketing Officer. Adam oversees CIMB’s Group-wide marketing and brand management function across all its geographies and business.
Adam holds a Master in Business Administration degree from the University of Southern Queensland, Australia. He is a veteran in the marketing field with a career spanning more than 25 years. He brings with him diversity, depth and breadth of experience across the entire marketing value chain from sales, advertising, strategic planning, branding and marketing management. Almost half of his career was spent in multinational advertising and brand agencies where he held senior and regional positions working on a diverse range of categories which included financial services, fast moving consumer goods (FMCG), hospitality and travel, automotive, property and telecommunications sectors, as well as managing category leading brands.
Prior to joining CIMB, Adam was the Group Chief Marketing Officer in Maybank Group from 2011 to 2015. He also held the position of Chief Marketing Officer of Sunrise Berhad and before that, as Director of Brand and Advertising in ASTRO. Adam’s marketing experience also includes regional marketing management for BMW Group’s regional headquarter based in Singapore, where he was responsible for directing marketing strategies and activities for BMW Group distribution partners in 17 countries across India, China, Southeast Asia and the South Pacific Islands nations.
Adrian Seow Chin Hwee
Acting Group Information and Operations Officer
Adrian Seow Chin Hwee is the Acting Group Chief Information & Operations Officer.
Adrian is the custodian of the Group’s regionally integrated technology and operating vision to deliver a unified, seamless financial Services value proposition across our footprint. He oversees operations, information technology, transformation, business process development and operational governance & assurance functions for the Group’s businesses. His key focus area is to partner with the business in digitising the bank by applying technology innovation to radically enhance customer experience.
He started his career with Citigroup, Singapore in 1985. He joined Siam Commercial Bank in 2004 and moved to United Overseas Bank in 2007. In 2013, Adrian joined CIMB as Information and Operations Head for Consumer Bank before being appointed as Acting Group Information and Operations Officer on 28 October 2016.
Adrian is 55 years old and he graduated with a Banking Diploma in Singapore.
Lim Tiang Siew
Group Chief Internal Auditor
Lim Tiang Siew is the Group Chief Internal Auditor. He ensures that the Group Internal Audit Division supports the CIMBGH Audit Committee in discharging its responsibilities, as well as managing its governance, risk and control functions. He oversees a staff force of approximately 140 people in Malaysia, as well as regional Internal Audit functions.
Tiang Siew joined CIMB in January 1991 as an assistant manager in the Corporate Finance Department and rose to head of department. Following the acquisition of Bumiputra-Commerce Bank by CIMB and the subsequent merger with Southern Bank, Tiang Siew was appointed as Group Chief Financial Officer, a position he held for approximately two years before being appointed the Group Chief Internal Auditor
He started his career in 1976 with a major accounting firm, where he spent some 10 years including 18 months overseas before moving into the corporate finance industry in 1987. His tenure in corporate finance involved mergers, acquisitions and fund raising transactions for some of the largest companies listed on Bursa Malaysia then. He was actively involved in the formulation and amendments to guidelines, regulations and law reforms in relation to capital market matters during his tenure in Corporate Finance.
Tiang Siew, 59 years old, is a member of the Malaysian Institute of Certified Public Accountants and the Malaysian Institute of Accountants. He is also an examiner for the Malaysian Institute of Certified Public Accountants, a position he has held for more than 20 years.
Lee Chin Tok
Group General Counsel
Lee Chin Tok is the Group General Counsel for CIMBGH. In this role, Chin Tok provides the strategic leadership for Group Legal as well as legal issues that apply to the Group.
Prior to his appointment as the Group General Counsel, Chin Tok was with the Capital Markets Department of CIMB since 1996 and was later appointed as the Co-Head of Debt Capital Markets in the Corporate Banking, Treasury & Markets Division, a role which he had helmed from 2002 to April 2014. In his role as Co-Head of Debt Capital Markets, Chin Tok was responsible for the debt capital markets and equity-linked origination franchises of CIMBGH across Southeast Asia, North Asia, Australia and Middle East.
Before he joined CIMB in 1996, Chin Tok spent about six years working in various law firms, namely Mallesons Stephen Jaques (Australia), Drew & Napier (Singapore) and Rashid & Lee (Kuala Lumpur) with primary focus in the areas of banking, capital markets and corporate finance.
Chin Tok is 50 years old and holds two degrees, a Bachelor of Law (Hons) degree and a Bachelor of Commerce degree from the University of Melbourne, Australia.
Kwan Keen Yew
Group Chief Compliance Officer
Kwan Keen Yew is the Group Chief Compliance Officer. In this role, he leads the Group Compliance function which is responsible for the identification and management of regulatory and compliance risks across CIMB.
Prior to joining CIMB, he served in various roles in Standard Chartered Bank which included, Legal Adviser, Head of Legal and Compliance, and Regional Head of Compliance for Malaysia, Australia, Brunei and Vietnam. In 2011, he moved to Standard Chartered Bank Hong Kong which he held as roles which included, the Head of Wholesale Bank Compliance. His last role before joining CIMB was Head of Legal and Compliance for Standard Chartered Bank Malaysia. Keen Yew had previously been in private practice at a leading law firm in Malaysia and has over 18 years of legal and compliance experience in financial services law and regulations.
Keen Yew holds a Bachelor of Laws (Hons.) from the University of Sheffield.
Gurdip Singh Sidhu
Group Chief Strategy Officer
Gurdip heads Group Strategy which drives and oversees key strategic initiatives across the firm.
As Group Chief Strategy Officer, Gurdip manages the Group’s corporate strategy and planning, mergers and acquisitions, partnerships as well as all programme management office functions. He works alongside the Group CEO and senior management in setting the strategic direction of the Group and supports the execution of key transformational and growth initiatives. Gurdip also works closely with the key business pillars and geographies to ensure business strategies are fully aligned Group wide. He also serves on the boards of CIMB Sri Lanka Pvt. Ltd. and Proton Commerce Bhd.
Prior to assuming his current role, Gurdip was the Head of Strategy and Business Development within the Group Strategy and Strategic Investments division of the Group. In that role, he had led key strategic and investment initiatives including the Group’s streamlining of its insurance businesses, development of the private equity business as well as creation of the Group’s medium term strategic roadmap. Prior to joining CIMB, Gurdip spent a decade in an international management consulting firm advising banks, telecommunications companies and governments across ASEAN, India, South Korea and Spain.
Gurdip is 42 years old and graduated with Honours in Accounting and Finance from the London School of Economics and Political Science on a full scholarship from the Malaysian Government. He is also a Chartered Financial Analyst (CFA) and an alumni of the CIMB-INSEAD Leadership Program.
Chu Kok Wei
Group Head, Treasury & Markets
Mr. Chu Kok Wei is the Group Head of Treasury & Markets. His areas of responsibility include CIMB Group’s markets, sales, trading and structuring businesses in interest rates, credit, foreign exchange, commodities, equity and their derivatives; capital markets origination for debt and convertibles; fixed income investments; and the funding and liquidity management operations for the CIMB Group.
Prior to joining CIMB in 2003, Mr Chu had 6 years experience with a major European bank developing its local currency fixed income business in both Malaysia and Singapore. Since joining Commerce International Merchant Bankers Berhad, Mr. Chu played an active role in the formation of group wide treasury and market businesses across the various organic and inorganic growth of the Group.
Mr. Chu holds a MSc in Finance and Economics with Distinction and First Class Honours of BSc (Econ) Economics from The London School of Economics and Political Science, University of London. He is also a CFA charter holder.
Adviser, Group CEO
Renzo Viegas, aged 55 is the Adviser to the Group CEO. He has extensive experience in the banking industry and started his working career with Citibank in 1985 where he progressively held senior positions in various Asia Pacific countries including regional responsibilities. In 2008, he joined a Malaysian bank where he rose to the position of Deputy Managing Director before joining CIMB Group in April 2012 as Deputy Chief Executive Officer.
Renzo was also CEO of Group Consumer Banking, CIMB Bank and an executive director for CIMB Bank before his current role. He also sits on the Boards of Sun Life Malaysia Assurance Berhad and Sun Life Malaysia Takaful Berhad.
Renzo holds a Bachelor Degree in Commerce from University of Mumbai and is a Chartered Accountant and Fellow Member of ICAI.
Thomas Meow Yoke Nean
Adviser to Group CEO
Thomas Meow is the Adviser to Group CEO of CIMB Group. He looks into issues of strategic importance to the banking group, in addition to chairing the group credit committee and group underwriting committee.
Prior to assuming this role, Thomas most recently assisted the CEO of Group Wholesale Banking in an advisory role in running the wholesale banking franchise. Previously, Thomas was the Head of Credit Markets and Banking, overseeing the corporate financing, trading and investment franchises in credit markets and banking for the Group. His portfolios in the markets business included the Debt Capital Markets origination and loan syndication in the ASEAN region, corporate bond trading and shareholders’ fund investment in fixed income. His banking portfolios encompass corporate banking in Thailand, Singapore, Hong Kong, Shanghai and Cambodia. He also spearheaded project finance, leveraged and acquisition finance, aviation finance and special situation investment in CIMB.
Thomas was the chairman of the Debt Capital Markets Committee of the Malaysian Investment Banking Association from 2007 up to 2015. He was also a member of the ASEAN+3 Bond Market Forum established under the auspices of the ASEAN+3 Bond Markets Initiative. Thomas represented CIMB as a board member of the Asia Securities Industry and Financial Markets Association. He also sat on the Asia Pacific Regional Committee of the International Capital Markets Association.
Thomas has 26 years of experience in the financial markets in ASEAN. Under his leadership, CIMB has been consistently the largest underwriter for local currency bond issuances in ASEAN and one of the world’s largest underwriters for sukuk issuances, as published by Bloomberg. Thomas graduated from University of Malaya with an Honors degree in Accounting.